31Due 31 January 2027
Tax Ready
For anyone who may need a 2025/26 tax return: side gigs, landlords, sole traders. Find out what HMRC needs, get organised and decide whether to do it yourself.
- 2-minute tax return check
- What to do next, then next
- Choosing help, or doing it yourself
£Making Tax Digital
MTD for Income Tax
For sole traders and landlords checking whether the phased rules apply, which income counts and what they may need to do.
- Staged eligibility checker
- Qualifying income and exemptions
- Deadlines, penalties and reminders
%Making Tax Digital
MTD for VAT
For businesses checking VAT-registration triggers, digital records, software, digital links and return deadlines.
- VAT status and process checker
- Digital-record and digital-link guidance
- Personalised VAT deadline calendar
≡Starting or reshaping
Business structures
Compare operating as a sole trader, ordinary partnership, limited company or LLP without reducing the decision to one tax number.
- Eight-stage orientation check
- Side-by-side responsibilities
- Advice triggers and common misunderstandings
✓Sole traders and partnerships
Allowable expenses
What you can claim for your tax return — and for Universal Credit if you claim it. 43 common costs, each with a quick answer and the official rules side by side.
- Search in everyday words
- HMRC and Universal Credit compared
- Rates for each tax year
£Household and business bills
Money Save
Eight bills worth reviewing — energy, phone and broadband, insurance, bank fees, subscriptions, rates and more — with what to check and where to compare independently.
- For sole traders, micro-businesses and their households
- Links to the regulators and free consumer sites
- One-page printable bill review